When a powerful storm passes through your area, your roof takes the brunt of the impact. Whether it’s hail, high winds, or fallen trees, storm damage can put your entire home at risk. Knowing what steps to take immediately after a storm is crucial for minimizing long-term issues and keeping repair or replacement costs under control.
Here’s what every homeowner should do right away if they suspect their roof has been damaged by a storm.
Stay Safe and Assess from the Ground
Safety comes first. After a storm, look for signs of roof damage from the ground. Common indicators include:
- Missing or broken asphalt shingles
- Dents or pockmarks from hail damage
- Debris like fallen trees or limbs
- Sagging or water-damaged ceilings inside your home
If you notice any of these signs, you likely need a storm damage roof inspection from a qualified roofing contractor.
Document Everything You See
Take clear, dated photos of all visible damage—both exterior and interior. This includes damaged gutters, broken siding, cracked skylights, and anything else that may support your insurance claim. Also note the time and type of storm (e.g., hail, high winds, etc.) to help validate your claim with your insurance provider.
Contact Your Insurance Company Quickly
Call your insurance company as soon as possible to report the storm damage. Your homeowners insurance cover may pay for roof repairs or even a roof replacement, depending on the extent of the damage and your policy. Be prepared to:
- Explain the situation
- Submit your documentation
- Schedule an adjuster’s visit
Understanding your damage insurance terms—like what types of storms are covered and whether the policy pays for full roof system replacement or partial repairs—is essential.
Schedule a Storm Damage Roof Inspection
Even if the damage seems minor, it’s best to have a professional roofing contractor conduct a full inspection. They’ll assess your type of roof, check for hidden issues like structural damage, and provide an expert opinion that can support your insurance claim.
Be sure to choose a contractor who:
- Is licensed and insured
- Has experience with storm damage roof repair
- Will work with your insurance company
Understand Your Deductible and Coverage Limits
Before work begins, verify what your homeowners insurance cover includes and how much you’ll need to pay your deductible. Keep in mind that:
- Some policies require you to pay a deductible before repairs begin
- Certain materials (like luxury shingles) may not be fully covered
- You may be eligible for upgraded materials depending on your area’s building codes
Complete Repairs or Start the Replacement Process
Once your claim is approved, your contractor will begin roof repairs or, if necessary, a full roof replacement. The replacement cost will vary based on your type of roof, size of your home, and the extent of wind damage, hail damage, or fallen trees.
Don’t delay—waiting too long can lead to:
- Leaks and mold
- Further structural damage
- Denied claims due to negligence
At Roof Dudes, we specialize in fast, high-quality storm damage response to restore and protect your home. Whether your roof system needs minor repairs or a full replacement, our expert team is ready to help with comprehensive inspections, insurance claim assistance, emergency services for severe damage, and durable materials like asphalt shingles. Your home deserves protection from the top down—if your roof’s been damaged, don’t wait. Contact Roof Dudes today and get the peace of mind you need after the storm.